I’m Involved in a Personal Injury Lawsuit, Should I Speak With the Insurance Company Directly?

If you are involved in a personal injury lawsuit, in most cases it is best to let your attorney handle all communications with any insurance company.

In this Litigation Guide guide article we will help you understand  will help you know how to proceed whether you are the plaintiff or the defendant.

Plaintiffs and Insurance Companies in Personal Injury Lawsuits

If you have filed a personal injury lawsuit against a person or business, the lawsuit will likely be defended by attorneys acting on behalf of their insurance company. The defendant’s insurance company has a financial interest in defending the lawsuit and avoiding or minimizing any potential cash settlements or judgments.

If that insurance company wants to contact you informally, to hear your side of the story or ask questions, you should refuse. They might use the opportunity to attempt to discover information or details that would jeopardize your lawsuit. The information might not even pertain to the current lawsuit, so should not be disclosed to the insurance company for the defendant.

If you are contacted by an attorney for the defense  call your personal injury lawyer or litigation attorney and tell him or her about the incident. You will most likely be part of a deposition at some point during the lawsuit, and you’ll have to answer questions from the defendant’s insurance company. However, your personal injury attorney will be present to protect your rights and to keep you from disclosing anything you are not required to disclose. This is one of the key reasons for hiring a skilled and experienced personal injury lawyer to represent you.

Defendants and Insurance Companies in Personal Injury Lawsuits

If you are being sued for personal injury, and you have liability insurance, then your insurance company might be the one to provide you with an attorney since it has a financial stake in the matter. In that case, you will need to be in close communication with your insurance company to discuss the facts of the case and plan a strategy for your defense.

Before you discuss your personal injury case with anyone, consult your personal injury lawyer. They will either tell you not to communicate with the person or, if it is legally required, will be by your side to protect your rights and interest in the case.